Sus death, even stranger insurance

I was playing Interchange in a duo, we had killed a few geared up chads and had looted most of the map. I'd insured everything and had a fully modded VAL going into the raid. We overstayed and only had about 5 minutes to get to the Railway extract from Goshan. We both were just barely going to make it and had about 1-2 minutes left before the raid ended, suddenly I got shot out of nowhere with every single shot landing, no idea where it came from, my friend who was a bit ahead of me also got shot at with every shot landing and had his legs blacked out so ended up missing the extraction time. Bare in mind this all happened with 1-2 minutes left in the raid. Anyhow somehow the guy that shot us managed to extract with my VAL as I didn't get it back in insurance. The raid ended 10 seconds after this guy had just shot at my friend so I don't see how it's possible to have looted my gun and extracted in so little time? Unless there's some kind of new speed hack or it's that old flying hack?

TL;DR Got killed with hardly anytime left in raid, friend missed extraction while getting shot at, guy somehow managed to extract with my gun

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