What should I do with my Roubles? Gear fear or financially responsible?

How many roubles do you need to feel comfortable? What is the average cost of your kit? I have an issue with hoarding roubles….I'm level 22 and I told myself when I had 5m I'd feel safe. After getting 5 mil I felt I wanted to always have 5mil so I was like I need 10m. Then at 10 mil I felt the same. I now have 23m. This rouble chasing obsession has me doing no quest and has taken over as my main goal in the game. Help me.

My hideout is upgraded as far as I can as well. Once I'm 23 I can get med station 3 and upgrade to intelligence center 2. I already have all the barter items required for this. Anyone have the same problem and what should I do with all my roubles? Should I just build some crazy guns, get juiced and Leroy Jenkins it? I have minor gear fear as well, I'm a kedr with lvl 4 armour and a decent size backpack guy. I've used other guns in the past but the outcome usually isn't much different from using the kedr because of how good I am with it. It's hard to justify spending 100k+ on a gun that I'll have to learn to be good with when I shred people with a gun that's 36k. And if I spend 100k+ on a gun I can't help but think I should get better armor with it. 200k kit turns into a 400k kit. Yall help me out.

Gamer

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