On my quest to get more euros, I've found out that the traders charge more than they should for dollars and euros. This isn't entirely obvious to someone who just uses the euros/dollars for quests. According to the wiki on currency Peacekeeper charges 10 more roubles per Dollar than the average rate, and Skier charges 20 more roubles per Euro than the average rate. This adds up! Currently, Skier sells 1 euro for 145 roubles, and Peacekeeper sells 1 dollar for 129 roubles. Also, according to the same link, it's often more beneficial to sell in your preferred currency, rather than try to buy them.
Thankfully, EFT has an implemented feature to show you how much X costs in roubles if you put it up for Y amount in euros/dollars. When you put an item up for sale, you can put it up for sale in a different currency. When you do this, you get an "est." on the bottom right of the item to show you the estimation in roubles it costs, when compared to your price you put up in euros/dollars. As you can see in the screenshot here 1,000 euros is roughly 126,000 roubles (thanks to the est. feature I circled). This means 1 euro is equal to 126 roubles. That is the TRUE rate. When you buy from traders, they are ripping you off for their profit (especially Skier).
For instance, you need 50k euros for the quest, "Mentor". Buying all 50k euros at Skier's rate of 145 roubles per 1 euro, you would spend 7,250,000 roubles. If you were to get your euros by selling on the market, you're gaining that 50k euros slowly at a cost TO YOU of 126 roubles per euro (that is 126 roubles in "lost" profit because you are selling in euros and not roubles.) That adds up to about 6,300,000 roubles "spent" in order to get your euros for the quest. This is nearly a million rouble difference!
It may not seem like much, but I think it's important for people to understand because it can save you money, even if it's a little bit by your standards. I've recently began selling in euros instead of roubles since I have a decent cushion in my stash, and to my surprise, people buy suprisingly fast when it's in euros. Maybe a majority of the playerbase don't care about their euros? Or they simply click the first offer and don't realize it's in euros, lol. I'm already at 11k euros from quests, loot, and beginning to sell in euros as of yesterday. It's adding up quick, and I'd highly reccomend you do the same if you are looking to increase your foreign currency.
P.S. The rate apparently changes often, according to the wiki, so you should always check that the rate is the same whenever you do your calculations to put up a fair price on the market. 1 euro is equal to 126 roubles today, but it can very well change the next day. Check using the est feature every now and then to make sure you're not losing out on more profit.
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