Not sure if this was mentioned before… Didn't see a post about it. Wasn't there a PSA flair? Guide was my best option (shrug).
If you have ever noticed your missing mods/parts on a weapon you died with that you thought was insured? Its because you need to insure that new part specifically if weapon is already been insured.
So to clarify, when you insure a weapon through the insurance screen right before entering the lobby all added parts will also be insured. If you survive raid with said weapon and change a mod/part you will not be able to insure the weapon again in the insurance screen right before lobby, therefore you will not get a return on that mod/part if you die with weapon. Make sure to insure any newly added mod/part while in character stash before heading into raid. This has been a thing for as long as I have been playing just wanted to mention since there are many new players. Sorry if mentioned before couldn't find a previous post on it. Good Luck!
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