Chads, Rats, and Breekis. Insure your shit. Save yourself from yourself. Way to many posts about people dropping Red Rebels, Key tools, and SICC cases that aren't insured. This is so dumb. There is only one good reason to not insure your gear. The only time I wouldn't recommend it is for labs key cards and labs raid gear because insurance doesn't work on labs anyway.
Consider insurance apart of the cost of the item. It gives you more options and retard proofs your valuable items. Hit the insure all button. Eat the cost. Forget about it.
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